My husband and I had been looking at getting a pair of recliners for our living room. We found that they were pretty pricey in our furniture shopping. We saw a sales ad in the paper for Banner Furniture that all there name brand recliners were on sale. They had a great selection of sizes and colors. The chair we picked didn't have another one in stock to match, so he offered us the next level up, for the same price we were looking at. We thought that was great business and attitude. They do have a financing / layaway type program. We just paid cash, and the delivery and set up charge was reasonable compared to most furniture chains. Very happy!