This bank offers REAL deals on home loans, credit card consolidation, and auto loans. We have approximately 30k in credit card debt, we consolidated everything into one credit card (at 3.99% for the loan life!). They helped us understand exactly what was going on, how the plan worked, and helped us get approved for the full amount.
We went from paying about 600/mo in interest across 9 bills to now paying about 90/mo. They cut checks to each credit card company separately. What an unbelievable deal!